Combining Green Credit and Picture-based Index Insurance for Smallholder Farmers
Ghana is combining solar-powered irrigation, affordable credit and picture-based insurance to help smallholder tomato farmers manage drought, protect harvests and invest in more resilient farming.
Overview
The project will bundle solar-powered irrigation with tailored green loans and digital insurance using crop photographs. Affordable finance will help farmers meet irrigation costs, while insurance will provide protection against climate-related production losses and reduce lending risks.
A pilot involving around 400 smallholder tomato farmers will test the combined package, build farmers’ and institutions’ capacity to use it, and develop a commercially viable model for wider adoption across Ghana.
At a glance
| Organisation |
Environmental Protection Agency |
| Primary sector |
Agriculture and food security |
| Innovation stage | đź’ˇ Proof of concept |
| AFCIA Programme |  |
Funding
|
$
|
AFCIA funding RECEIVED
USD 200,000–250,000
|
|
$
|
Potential additional funding
USD 200,000
FSD Africa
|
|
$
|
POTENTIAL additional funding
USD 100,000
ZEP-RE and Africa Re
|
|
$
|
POTENTIAL additional funding
USD 10,000,000
Adaptation Fund
|
|
$
|
POTENTIAL additional funding
USD 750,000
African Development Bank (AfDB)
|
Climate impacts addressed
Drought and water security
|
Erratic rainfall
|
Project team
 |
Marcus Nield
Communication Expert
|
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